As Advancial Credit Union's approved provider of Vehicle Service Agreements/Mechanical Breakdown Insurance, IWS offers you peace of mind with vehicle protection plans. No matter which plan you choose, from their most affordable to their most comprehensive, you’ll get the additional security of knowing you have chosen one of the finest protection plans available.

Get A Quote

  • Please enter a number from 1 to 175000.

With an IWS Vehicle Service Agreement, you can protect yourself from unexpected, high-cost repairs, not to mention, increase the resale value, if you choose to sell your vehicle.


  • Optional deductible
  • Towing $100 (max per claim)
  • Car rental
    – Platinum and Gold – (up to 10 days) $500
    – Bronze and Powertrain – (up to 5 days) $250
  • Nationwide protection
  • Travel Expenses – $100 per day up to $300 trip interruption
    – Only available in Platinum, Gold and Bronze
  • Increased vehicle resale value (can be transferred with the sale of your vehicle for $40 fee)
  • Roadside assistance – $80 per incident within 72 hour period

ADD-ON FEATURES (Surcharge applies):

  • Accidental Loss Refund – optional coverage to protect against collision or acts of God only
  • KeyGuard – optional coverage for key fob/remote entry
  • Light Commercial Use – coverage for eligible business uses
  • Snow Plow – coverage for vehicles that have a snow plow attached
  • Lift Kit/Tire Modification – coverage for vehicles that have body/suspension lifts or oversized tires


Premier Coverage 

Provides the most comprehensive coverage available on the market today at an affordable cost. Our coverage options follows most manufacturers’ warranties and guidelines that originally came with your vehicle. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.view-download-button